NexaFlowARC NET
Next-Gen Web3 Payroll

Salary doesn't need to wait.
Stream live wage splits.

NexaFlow replaces legacy monthly banking cycles with continuous, second-by-second salary flows. Automatically divert customizable allocations to medical savings accounts and retirement funds on the Arc Chain with zero gas friction.

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Active Payroll Stream
ARC TESTNET
Accruing Wage Balance
128.402918USDC
Stream Recipient:0x9e8B...f10A (Lead Engineer)
HSA Split allocation:15% Diverted (Co-op Underwritten)
Network Gas Rate:SPONSORED (0.00 USDC)
🤝 20% Co-op pool protection
⚡ BUILT ON ARC CHAIN — TRANSACTIONS SETTLED IN USDC ⚡ PER-SECOND salary streams ⚡ AI-AGENT CLINICAL VERIFIER DESK ⚡ BIOMETRIC ENCLAVE SMART WALLETS ⚡ COMPLIANCE SCREENING ON-CHAIN ⚡ ZERO-DELAY SYSTEM Rails ⚡
Comparison Matrix

Crushing Legacy Banking Models

Feature comparisonTraditional payroll banksNexaFlow protocol
Settlement Duration3 - 5 Business Days (SWIFT delay)🚀 Continuous (Every elapsed second)
Transaction Expense$20 to $50 per wire transfer + FX markups⚡ Less than $0.01 USDC (Sponsored gas)
Benefits IntegrationManual third-party broker enrollment🧠 Auto-split vaults (HSA, pension)
Health coverage splitWorker absorbs full deductible risk👥 Co-op safety pool offsets deficit
Security credentialsCentralized accounts (vulnerable to hacks)🔑 Non-custodial biometric Passkeys
Core primitives

Engineered for modern remote teams

Real-time Salaries

Stop waiting 30 days for payroll checks. Workers earn and claim compensation every single second in USDC.

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Embedded HSA splits

Specify percentage diversions into health savings accounts. 80% goes to your personal vault, 20% to community pool.

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AI Verifier Claims

Upload a clinic invoice and our sandboxed AI agent verifies signature and claims payouts in USDC instantly.

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Biometric Passkeys

ERC-4337 smart wallets allow workers to claim accrued salaries gas-free using FaceID / TouchID biometric enclaves.

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Salary Calculator

Project Your Streaming Splits

Drag the sliders to simulate how a monthly salary splits into active micro-benefits.

$8,000 USDC
15%
10%
Total Wages Committed
$8,000 USDC/mo
Diverted to Health HSA:+$1200.00 USDC
Diverted to Pension Vault:+$800.00 USDC
Total Benefits Accrual:+$2000.00 USDC
ℹ️ Co-op Safety Net: 20% of your Health contribution ($240.00 USDC) will support global community insurance claims.

Join the Continuous Finance Movement

Apply for early developer sandbox keys or request waitlist status to integrate NexaFlow streams into your company's HR workflow.

Protocol Status Diagnostic:
Arc scan RPC: Connected
Circle DCW Ledger: Active
AI Verifier Agent: Sandboxed
NexaFlow

Autonomous continuous payroll streams and AI-governed co-op micro-benefits ledger built natively on Arc Testnet.

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© 2026 NexaFlow Inc. Built for the Agora Stablecoin Commerce Stack Challenge.
Target Gas: ~0.01 USDC (Sponsored)·Arc Chain Network